With $60,000 in training loans, Leandra Westbrook, a Pell Grant recipient, may see her steadiness drop by $20,000 underneath Biden’s plan. But Westbrook, 25, isn’t certain she’ll search the profit.

“I’m very in opposition to this coverage,” she stated. “It might be an enormous reduction, and I perceive why folks would apply. However I made a dedication to pay these loans again after I agreed to take them out. It’s nobody else’s accountability.”

Since graduating Kent State College in 2019, Westbrook has aggressively paid down the $80,000 in federal loans she and her mother and father took out for her training. She moved again dwelling to economize, had an array of facet hustles, offered gadgets on-line and caught to a strict funds.

“I’m residing inside my means, making sacrifices and slicing prices the place I can, as a result of that is my obligation,” stated Westbrook, a fundraising specialist for Majority Methods, a Republican political promoting agency. “We don’t want folks to be so depending on federal help.”

In hindsight, Westbrook stated she regrets going to school and believes there’s an overreliance on utilizing levels as a measure of potential. If something, she stated, the federal government ought to abolish the federal lending program, which she believes incentivizes schools to maintain costs artificially excessive. Maybe then, schools can be compelled to decrease their costs.