Chase just lately launched elevated welcome bonuses for 2 of its IHG co-branded journey rewards bank cards, along with launching a model new IHG co-branded enterprise card in April, providing perks reminiscent of additional bonus level and free resort nights as incentives to assist customers save on their summer time travels.

Right here, Choose particulars the brand new welcome bonus being supplied for the IHG® Rewards Premier Credit score Card and how one can redeem IHG Rewards factors totally free resort stays and different journey experiences.

The up to date welcome bonus for the IHG® Rewards Premier Credit score Card presents new cardmembers the chance to earn 140,000 IHG Rewards factors — and one Free Night time at an IHG property as much as 40,000 IHG Rewards factors — after spending $3,000 throughout the first three months of card membership.

With many journey rewards specialists valuing IHG® factors at one-half cent per level (.005) and assuming a free evening prices about $150, the welcome bonus is value about $850 ($700 for the 140,000 factors, plus your free evening). Even with the $99 annual payment, you will get good worth from the welcome bonus alone.

Together with the welcome bonus, the IHG Rewards Premier Card presents a number of useful spending classes that can assist you earn much more IHG Rewards factors. As you spend, you can earn:

• 26X factors per greenback for purchases made with IHG Inns and Resorts — that is 10X for utilizing this card, 10X factors only for being an IHG Rewards member and as much as 6X factors because of your computerized IHG Platinum Elite standing, which comes with the cardboard
• 5X factors per greenback on all journey, resort and eating purchases, together with takeout and sure supply companies, in addition to these made at fuel stations
• 3X factors per greenback for all different purchases.

The cardboard additionally presents a bunch of advantages for cardholders who commonly go to IHG properties, together with:

• Complimentary IHG Platinum Elite standing
• A free anniversary evening redemption to make use of at a property value as much as 40,000 factors
• The chance to redeem IHG factors for 3 nights and get your fourth evening free
• An announcement credit score of as much as $100 each 4 years to place towards World Entry, TSA PreCheck® or NEXUS membership
• As much as $50 value of United TravelBank Money every year when you register your card along with your United MileagePlus loyalty program account
• The possibility to earn a $100 assertion credit score and 10,000 bonus factors when you spend $20,000 in a calendar 12 months — you will additionally qualify for Diamond Elite standing till the top of the next 12 months after spending $40,000 in a calendar 12 months
• 20% off while you purchase extra IHG Rewards factors by the web site
• Journey cancellation and interruption insurance coverage, in addition to buy safety by Chase
• No overseas transaction charges for utilizing your card overseas

The IHG Rewards Premier Card is taken into account to be the very best stage of IHG’s journey rewards playing cards and is supposed for individuals who actively use the included Platinum Elite standing advantages, reminiscent of complimentary Wi-Fi, free room upgrades (primarily based on availability), early check-in, late check-out and a free welcome amenity. Because the card carries a modest $99 annual payment, it might be justified even for individuals who solely keep in IHG accommodations and resorts a few times a 12 months.

I presently have this card merely due to the free anniversary evening you will obtain when you pay the $99 annual payment — it is fairly straightforward to redeem the free evening for a keep value over $100. The certificates is legitimate for roughly 12 months, and is value as much as 40,000 factors. In the event you needed to remain at a property that prices 50,000 factors per evening, you possibly can all the time complement the free anniversary evening certificates with a further 10,000 IHG Rewards factors to make your keep free.

At present, there are three IHG Rewards playing cards obtainable, together with the IHG® Rewards Premier Credit score Card. The opposite two playing cards are the IHG® Rewards Traveler Credit score Card and the IHG® Rewards Premier Enterprise Credit score Card, every of which additionally supply nice advantages and perks, particularly for frequent IHG clients.

You can too earn factors by staying at IHG accommodations and resorts — for probably the most half, you’ll earn 10X factors for each greenback you spend at IHG properties only for being an IHG Rewards loyalty program member, plus additional factors in addition to these primarily based on elite standing stage, which differ by card. Observe that purchases reminiscent of room service, eating at on-site eating places and different hotel-related expenses will all earn this point-per-dollar price by utilizing your co-branded bank card.

There are a couple of exceptions to pay attention to:

• You may earn 5X factors per greenback at Candlewood Suites and Staybridge Suites manufacturers
• You may earn 3X factors per greenback at IHG Military Inns
• You may earn 2.5x factors per greenback at IHG branded residence properties (excluding Voco Residences)
• You may earn 2,000 factors per keep at InterContinental Alliance Resorts, Venetian Resort Las Vegas and Palazzo on the Venetian Resort

Take into account that an important a part of incomes and redeeming IHG factors is two-fold: By no means spend extra money than it’s best to for the sake of incomes resort rewards factors — spending $1 simply to save lots of a couple of cents isn’t an advisable thought and incomes factors must be performed with the cash you would be utilizing anyway — and it’s best to spend the rewards factors you have earned like money.

IHG Rewards factors are usually valued at round one-half cent per level (.005), in order you are reserving your subsequent resort, run the numbers to be sure you’re getting an excellent worth on your redemption. Since IHG’s rewards program runs on dynamic pricing, resort award evening costs can change commonly, so make sure to lock in an excellent value while you discover one.

For instance, as an example you discover a property that is $425 an evening for 75,000 factors per evening. With every level having a price of .005, it might make this an excellent deal, because you’re getting barely greater than the “common” valuation. Do not draw back from reserving a resort if the worth of your factors is barely slower, although, because it’s often a greater thought to maintain your money and spend your rewards factors, slightly than do it the other manner.

The IHG® Rewards Premier Credit score Card is a stable choose for anybody who desires to save cash on an upcoming resort keep. From the elevated welcome bonus to the numerous included options and advantages, this card presents customers an opportunity to earn much more rewards factors on their resort stays and day by day purchases, which may in flip be redeemed for much more journey financial savings down the street.

Earlier than making use of for a brand new bank card, verify to verify your credit score rating to make sure it is both good or glorious, in addition to your finances to verify a new bank card is a stable match on your monetary targets.